Terms of Use

Effective Date: June 18, 2025

Welcome to https://www.kg-accounting.com (the “Site”), operated by KG Accounting & Consulting (“we,” “us,” or “our”). These Terms of Use (“Terms”) govern your access to and use of this website, including any content, functionality, and services offered through the Site. By using the Site, you accept and agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Site.

We may update or modify these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

1. Use of the Site

You agree to use this Site for lawful purposes only. You must not use the Site:

In any way that violates applicable federal, state, local, or international laws or regulations.
To send, knowingly receive, upload, download, use, or re-use any material that does not comply with these Terms.
To transmit or procure the sending of any advertising, promotional material, or spam.
To impersonate or attempt to impersonate KG Accounting & Consulting, a KG Accounting representative, another user, or any other person or entity.

We reserve the right to restrict, suspend, or terminate access to the Site if we believe you are violating these Terms or using the Site for harmful purposes.

2. Intellectual Property

All content on this Site — including text, images, logos, graphics, documents, and design elements — is the intellectual property of KG Accounting & Consulting or its licensors and is protected under U.S. and international copyright, trademark, and other intellectual property laws.

You may view, download, or print content for your personal, non-commercial use only. You may not modify, copy, reproduce, distribute, transmit, display, or sell any content from the Site without prior written consent from us.

3. User Submissions

If you voluntarily submit information to us via forms on the Site (including contact forms, scheduling tools, or newsletter opt-ins), you represent and warrant that the information you provide is accurate and not submitted for fraudulent purposes.

You agree not to submit any confidential, proprietary, or sensitive financial information through the Site unless explicitly requested. Any personal information submitted is governed by our Privacy Policy.

4. No Professional Advice

The content provided on this Site is for informational purposes only and does not constitute legal, tax, accounting, or financial advice. You should consult with a qualified professional before making any decisions based on information obtained from the Site or services provided by KG Accounting & Consulting.

Your use of the Site or communication with us does not create a client relationship unless and until you enter into a formal written agreement with KG Accounting & Consulting for services.

5. Third-Party Links & Tools

This Site may contain links to third-party websites or tools. We do not control these sites and are not responsible for their content, policies, or practices. Inclusion of a third-party link or tool does not imply endorsement or affiliation.

Use of any third-party services is at your own risk and subject to their own terms of use and privacy policies.

6. Limitation of Liability

To the fullest extent permitted by law, KG Accounting & Consulting shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to lost profits, data, or goodwill, arising from your use of the Site or reliance on any content or services provided.

We make no warranties or representations about the accuracy, completeness, or reliability of any content on the Site. The Site and its content are provided “as is” and “as available” without warranties of any kind, express or implied.

7. Indemnification

You agree to indemnify and hold harmless KG Accounting & Consulting, its affiliates, employees, contractors, and agents from any claims, damages, obligations, losses, liabilities, or expenses (including legal fees) arising out of your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

8. Governing Law

These Terms are governed by the laws of the State of Illinois, without regard to its conflict of law principles. Any dispute arising from these Terms or your use of the Site shall be resolved in the appropriate courts of Lake County, Illinois.

9. Termination

We reserve the right to suspend or terminate your access to the Site at any time, without notice, for conduct that we determine in our sole discretion violates these Terms or is harmful to us, other users, or third parties.

10. Contact Information

If you have any questions about these Terms of Use, please contact:

KG Accounting & Consulting
Email: kristine@kg-accounting.com
Based in Lake Forest, IL (operating virtually)